Is this the perfect lovechild of Monzo and Amex for budget travellers?
I love the idea of ‘travel hacking’ to collect points for my flights and hotels. But the reality is that I usually fly with budget airlines like Ryanair or easyJet who don’t accept points. Yes, I could fly with BA but it ultimately costs more.
I also mostly stay in Airbnb’s when I’m abroad and most rewards cards have points for expensive hotel chains.
Basically, if you’re in the UK and you travel on a budget, there hasn’t been a way to ‘travel hack’, until now…..
Let me introduce you to Yonder.
Yonder has been described as ‘the lovechild of Monzo and Amex’.

If you follow this blog you’ll know I’ve been using Monzo for travel for years and I absolutely love it and recommend it to everyone. But I now think there’s something even better.
Yonder is a debit or credit card (it feels very similar to Monzo) but you earn points on every purchase (like with Amex). So far that sounds simple, but you can use these points for flights…on any airline! ANY AIRLINE!
And it’s really simple to do. You just buy your flight directly through the airline and when the purchase shows up in your Yonder banking app, you have the choice to ‘pay with points’. It’s that easy.
OK, now it gets interesting.
According to Yonder, if you spend £2,000 a month on your Yonder card, you’ll earn £190 a year for flights. If you spend £4,000 a month, that’s £380 a year for flights.

As someone who travels once a month and generally pays £100 for a return flight, this means I’ll get almost 4 free flights a year.
There’s a max of £200 you can get off a flight and you could even use £50 worth of points to discount the flight.
Points are more valuable when you put them towards airport lounges, but if you’ve been in an airport lounge recently you’ll realise they’re not all that and every man and his dog has a free pass to the lounge anyway.
There are other rewards and bonuses too but for me personally, all I’m interested in is the free flights!

Here’s what I’ve done
- I’ve signed up for the paid Yonder debit card (£15 a month)
- I’ve transferred all my monthly expenses and household bills to my Yonder account
- I plan to use Yonder for all my personal spending
- I’ll get a bonus 10,000 points when I spend £1,000 in the first 30 days
I’ll let you know how I get on
So far it’s all been extremely easy. I set up my account in minutes and it took me about 2 hours to transfer all my bills over to Yonder.
I love that Yonder isn’t encouraging me to spend any more money than I normally would and I’m getting points for my normal everyday spending.
I am paying £15 a month for the paid account which gives me access to 4x points and worldwide family travel insurance for trips booked using the Yonder card.
I’ll report back in a couple of months to let you know how I’m getting on with the card in general, collecting points and, most importantly, redeeming points for a flight!
Want to sign up?
If you want to sign up you can use my referral link.
This isn’t sponsored or anything, it’s the normal referral link you’ll also be able to use.
You’ll get:
- £10 off your first purchase
- 2 months free if you choose the paid version
- Up to 10,000 points
- I also get 10,000 points